Ken Small, REALTOR® · Century 21 First Canadian Corp., Brokerage
Ken Small Real Estate Team
For sellers · London, Ontario

Selling a house as-is in London: the math

Yes. You can sell a house as-is in Ontario. You make no repairs, and the buyer takes the home in its current condition.

You might be worried a buyer will see the repairs and lowball you. Or that a problem you did not fix comes back on you after closing. Here is how to avoid both.

What’s My Home Worth?

The Bottom Line (Quick Answer)

  • Yes, you can sell a house as-is in London, Ontario. The Ken Small Real Estate Team prices an as-is home for its condition.
  • As-is limits your duty to repair. It does not limit your duty to disclose latent defects.
  • Buyers discount an as-is home twice: for the work they can see, and for the work they fear. A pre-inspection shrinks the second one.

The short version

  • Selling as-is means you will not make repairs or give credits for them.
  • As-is or not, a seller must disclose latent defects.
  • A pre-inspection answers the “what else is wrong?” question before a buyer asks it.

What does selling a house as-is mean?

Selling as-is means you will not make repairs or give credits for them. The buyer takes the home in its current condition.

What it does not mean: hiding problems. Done in the open, as-is is a clear, fair deal. Done to conceal, it is a lawsuit waiting to happen. Ken keeps you on the right side of that line.

What do you have to disclose when selling a house in Ontario?

You still have to disclose hidden problems that make it dangerous or unfit to live in. As-is or not, a seller must disclose latent defects. RECO, which oversees real estate in Ontario, defines one this way:

“A latent defect is one that would make a property unfit for habitation, dangerous, or potentially dangerous, and is generally not apparent to someone exercising reasonable care in the inspection of the property.” — RECO Bulletin 7.4 (opens in a new tab)

A patent defect is one a buyer or their inspector can spot with a careful look. Our advice is simple. Put the problems you know about on the table.

This is general information, not legal advice. Your real estate lawyer can tell you what applies to your home.

When does selling as-is make sense?

As-is is often the right call for an estate or inherited home. Or a tired rental. Or a seller under time or money pressure. Or a house that needs repairs too big to fund before selling.

In these cases, the calm path is simple. Price it for its condition. Sell to a buyer who wants a project.

What does it cost to sell an as-is house with us?

A $1,500 Launch Retainer, paid up front. It funds the work before you list. A 3% listing-side commission, paid only when your home sells. We recommend 2% to the buyer’s brokerage, and that one is your call. HST goes on top of all of it.

See every line on what it costs to sell with us, or run the Seller Take-Home Calculator.

Each guarantee has its own conditions. Some need a home kept in showcase condition, so an as-is home may not qualify. See every guarantee and condition →

How do buyers price an as-is home?

Buyers discount an as-is home twice. Once for the work they can see, and again for the work they fear is hiding. That second discount is the one you can shrink, without a renovation.

The math: when a fix pays

A fix before you list pays only when the first number is bigger than the second:

  1. Your price after the fix, minus your price as-is.
  2. The cost of the fix, plus your costs while the work gets done.

You get your as-is price and your after-fix price in writing. Then you run the math with real numbers, and you make the call.

 Sell as-isSmall fixes + pre-inspectionFull renovation
What you spend before you listNothing on repairsA little: paint, cleaning, safety itemsThe most
What buyers discount forThe work they see, and the work they fearMostly the work they seeLittle, if the work is good
Time before you listShortestShortLongest
Often fitsEstates, rentals, repairs you can’t fundMany older homesOnly when the numbers say so

Is there a middle path between as-is and a full renovation?

A few small fixes can take away reasons to offer less. Think paint, cleaning, a working furnace and obvious safety items. A pre-inspection answers the “what else is wrong?” question before a buyer asks it.

That is the Certified Pre-Owned Home program. Before your home is listed, an independent home inspector looks at it. Your $1,500 Launch Retainer pays for it. You get the report, and every buyer sees the summary, before they write an offer.

Then a 1-Year Canadian Home Shield SafeClose™ Warranty transfers to the buyer at closing. It gives up to $15,000 of protection, with a $100 deductible.

“For the Seller: You walk away clean. If the furnace dies next month, the buyer uses the warranty ($100 deductible), not your bank account.”

The whole deal, in plain English: Warranty provided via Canadian Home Shield SafeClose™ subject to deductibles and limits. The pre-inspection summary is for informational purposes only; it neither encourages nor discourages the buyer from arranging their own inspection.

Not every home is a fit for the program. You hear in writing if it is right for yours.

Should you sell to a cash buyer who buys houses as-is?

You can, and sometimes the date matters more than the price. Before you sign, get your as-is market value in writing. Then compare what you keep from each, not just the price.

Who this is not for

  • If you want a problem kept quiet so the home sells, we are not your team. We put latent defects on the table.
  • And if you want a top price without doing the work, we will show you why the numbers say no.

What London sellers say about working with us

★★★★★

We would 100% recommend Ken Small if you are wanting to sell or purchase a home. After 65 years in the same house, my father and I had a huge task on our hands to clean it out and get it ready to put on the market. We were able to leave most of this with Ken and his team.

We honestly feel we could not have done this without him. He stepped right in and knew what needed to be done. We felt like he was on the same page with us and we had several offers to look at in less than a week. Ken is kind, personable, professional and turned a very stressful situation into a worry-free one for us once he was on the job.

Awesome job Ken, we can’t thank you enough. We second the other reviewer’s opinion that Ken goes above and beyond!

Denise F. · Seller · Aug 2024 · via Google

4.9 average from 14 Google reviews, as shown on our reviews page (October 2026). Read them all on the reviews page.

The honest takeaway

Do not pour money you do not have into a home you are leaving.

Common questions about selling as-is in London

Can I sell my house as-is in London, Ontario?
Yes. Selling as-is means you will not make repairs or give credits for them. The buyer accepts the home in its current condition. You must still disclose latent defects: hidden problems that make the home dangerous or unfit to live in. Priced for its condition, an as-is sale is a clear and fair deal.
Do I have to disclose problems if I sell as-is?
Yes. As-is limits your duty to repair, not your duty to be honest. RECO says a seller must disclose latent defects. Those are problems that make a home unfit, dangerous or potentially dangerous, and that a careful buyer would not spot. Hiding one, even in an as-is sale, can lead to a lawsuit. Ask your lawyer what applies to your home.
Will I get less money selling as-is?
Usually some. Buyers discount for the work they can see and for the work they fear is hiding. A pre-inspection and a few small fixes can take away much of that second discount. Sometimes as-is still nets more once you count the cost and stress of renovating. You get both numbers in writing, so you can compare.
Is it better to renovate or sell as-is?
It depends on the home and your situation. It is rarely all-or-nothing. Some fixes pay back more than they cost. Many renovations do not. Spend only where the money comes back, and price the rest for its condition. You see which is which before you spend anything.
What if my house needs major repairs I cannot afford?
Then as-is is often the right path. You price it for its condition, and you sell to a buyer who wants a project. That beats borrowing for repairs on a home you are leaving. There are buyers for these homes, and marketing reaches them. You get the strongest number the evidence supports, without the repairs.
How can I sell my house fast in London, Ontario?
Selling as-is skips the repairs. Price it for its condition, and sell to a buyer who wants a project. If a cash buyer offers you a date you need, get your as-is market value in writing first. Then compare what you keep from each, not just the price.
Should I sell my house as-is to a cash buyer?
You can, and sometimes the date matters more than the price. Before you sign, get your as-is market value in writing. Then compare what you keep from each, not just the price.
What does it cost to sell an as-is house with the Ken Small Real Estate Team?
A $1,500 Launch Retainer, paid up front. A 3% listing-side commission, paid only when your home sells. We recommend 2% to the buyer’s brokerage, and that one is your call. HST goes on top of all of it.

Not sure whether to fix it or sell it as-is?

A 15-minute call, no obligation. You get your home’s as-is value, what a few fixes would add, and the call is yours.

About Ken Small

Ken Small, REALTOR®, has been a real estate agent in London since 2003. He leads the Ken Small Real Estate Team at Century 21 First Canadian Corp., Brokerage. The office is at 420 York Street, London, ON N6B 1R1. RECO #4727293. Meet the team →